ALFrom $1,100/mo couple1-Year Visa Free Entry
Albania
Albania is one of Europe’s most affordable retirement destinations. Americans receive visa-free entry for one year, low property prices, and tax-exempt foreign pension income.
Explore Albania →Destinations
Countries We Cover
Each country has its own full guide: cost of living, property market, residency pathways, healthcare access, and direct introductions to vetted local professionals.
AL
BZFrom $1,600/mo couple30 Days/Year Required
Belize
Belize is the only English-speaking country in Central America, with a permanently USD-pegged currency and one of the most flexible retirement visas in the hemisphere. The QRP program requires just $2,000/month in income and only 30 days per year in-country.
Explore Belize →
BGFrom $1,500/mo coupleType D Pensioner Visa
Bulgaria
Bulgaria combines one of the EU’s lowest living costs with a pensioner residency path, full Schengen access, and affordable property. See the real numbers for Americans retiring abroad.
Explore Bulgaria →
KHFrom $1,100/mo coupleUS Dollar Widely Used
Cambodia
Cambodia combines very low living costs, flexible long-stay visa options, and established expat hubs in Phnom Penh and Siem Reap. See the real numbers for Americans retiring abroad.
Explore Cambodia →More Countries Coming
We are actively expanding our vetted partner network. If you’re researching a country not listed here, complete the assessment and tell us where you’re looking.
Join the waitlist →Why Americans Choose to Work With Us
- ✓ We are U.S.-based. We understand your starting conditions: Social Security income, Medicare coverage that stops at the border, IRS filing obligations that follow you abroad, and what it means to move retirement assets internationally.
- ✓ We are country-independent. We have no financial incentive to recommend Bulgaria over Portugal or Thailand over Albania. Our only interest is matching you to the country and the professionals that fit your actual situation.
- ✓ Our local partner network is vetted, not collected. Every attorney, real estate agent, and tax advisor in our referral system has worked with American clients, communicates in English, and has been reviewed by our team before inclusion.
- ✓ We work with people at every stage — early-stage curiosity, active country comparison, or ready to book a scouting trip. Our guidance is calibrated to where you are, not where we’d like you to be.
- ✓ We do not earn commissions. We are an advisory and introduction service. We earn nothing from property transactions, legal engagements, or financial services referrals. Our alignment is with you.
Common Questions
Questions Americans Ask Before Getting Started
Yes — in most countries we cover, a couple living on $3,000–4,000/month in combined Social Security or pension income can live comfortably, in good accommodation, with private health insurance, and with money to save. The specifics depend heavily on country and lifestyle. The cost breakdowns on each country page are built from real data, not aspirational estimates.
No. Retiring abroad does not affect your U.S. citizenship. Most American expats retain citizenship indefinitely. Some — for financial reasons, not residential ones — choose to renounce citizenship later. That is a separate, significant decision and not a prerequisite for international retirement.
Medicare Part A and Part B do not cover you outside the United States, with very limited exceptions. Most Americans who retire abroad replace Medicare coverage with an international private health insurance plan — typically $150–$450/month depending on age and coverage level. This is addressed specifically on each country page.
Yes. American citizens are taxed on worldwide income regardless of where they live. You still file annual U.S. returns. What changes is your eligibility for the Foreign Earned Income Exclusion, Foreign Tax Credits, and the impact of local tax treaties. Cross-border tax planning with a qualified advisor is essential before you move — not optional.
We charge a fee for our personalised orientation packages (beyond the free assessment summary). We also receive referral fees from vetted partners for introductions that result in engagement — not from transactions. We disclose both. Our platform is not advertising-funded, which is why we can be country-neutral.
Every professional in our network has been reviewed by our team: we verify licensing, request client references, conduct direct interviews, and only include partners who have demonstrated track records with American clients. We remove partners who receive substantiated negative feedback. We are not a directory with automatic listings.
Complete the free assessment and tell us where you’re looking. We receive requests regularly for countries outside our current four — we track them, and we may already have local contacts we can introduce. We are actively expanding the platform.
It varies significantly by country and individual circumstances. The typical timeline from starting an assessment to arriving in your destination country is 6–18 months. The first 60–90 days are usually spent gathering information and completing a scouting trip. We work with people across this entire timeline.
Ready to Find Out Which Country Fits Your Situation?
Complete the free 4-minute assessment. We’ll review your situation and send you a personalised orientation package for the countries that match your budget, timeline, and goals.
Start Your Free Assessment →No cost. No commitment. No sales call.
Not ready? Browse the country guides: Albania · Bulgaria · Portugal · Thailand